Privacy Policy
Effective Date: October 22, 2025
Streaks (For YNAB) (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our iOS application.
1.1 Data Obtained Through the YNAB API;
Streaks uses the YNAB API to access and retrieve financial data from your YNAB account. This data includes but is not limited to budgeting information, transactions, accounts, and categories.
1.2 Purpose of Data Collection:
The data obtained through the YNAB API is used solely for the purpose of providing our services to you. It allows us to analyze and derive streak data from your financial information. We will not use this data for any other purpose without your explicit consent.
1.3 Data Storage:
All data obtained from the YNAB API is securely stored on your local device.
1.4 Data Retention:
Your financial data stays on your device for as long as it is installed. You may also delete all financial data tied to a plan by deleting the plan.
1.5 Data Access:
As your data is locally stored, we cannot view it.
Guarantee of Non-Disclosure to Third Parties:
2.1 Confidentiality:
We consider the data obtained through the YNAB API as highly confidential. As such, for any data that you willingly share with us (e.g., via email) we will not knowingly share, sell, rent, or trade your data with any third-party without your explicit consent, except as required by law.
2.2 Legal Requirements:
For any information that is shared with us via other channels, we may disclose your data if required to do so by law or in response to a valid legal request, such as a court order or government inquiry. We will make reasonable efforts to notify you of such disclosures, unless prohibited by law or court order.
Changes to this Privacy Policy:
We reserve the right to modify or update this privacy policy at any time to reflect changes in our practices or for legal or regulatory reasons. When we make significant changes to this policy, they will be reflected on the website. We encourage you to review this policy periodically to stay informed about how we handle and protect your data.
By using Streaks (For YNAB), you agree to the terms and conditions outlined in this privacy policy. Your continued use of our services constitutes your acceptance of any updates or modifications to this policy.
YNAB Affiliation Disclaimer
We are not affiliated, associated, or in any way officially connected with YNAB, or any of its subsidiaries or its affiliates. We are fans of YNAB and wanted to a way track our spending habits.
The official YNAB website can be found at https://www.ynab.com . The names YNAB and You Need A Budget as well as related names, marks, emblems and images are registered trademarks of YNAB.
Contact Us
If you have any questions, concerns, or requests related to this privacy policy or how we handle your data, please contact us at support@streaksforynab.app. We will make every effort to address your inquiries and ensure your satisfaction.
Beta Disclaimer
⚠️ Important Notice: Streaks (For YNAB) is currently in TestFlight Beta. As a beta application, features, functionality, and privacy practices may change between versions. While we strive to keep this privacy policy accurate and up-to-date, some information may be slightly outdated or subject to change as the app evolves.
What this means for you:
- Features described in this policy may be added, removed, or modified
 - Privacy practices may be updated as we improve the app
 - We will update this policy when significant changes occur
 - The core privacy principles (local data processing, no cloud storage, etc.) remain unchanged
 
Future Considerations:
- Cloud syncing via CloudKit may be added in future versions (especially for Mac compatibility)
 - Any cloud features will be opt-in and disabled by default
 - Users will always retain the ability to clear their data completely
 - Significant privacy changes will be communicated clearly before implementation